Every industry has different cash flow pressure. Restaurants buy inventory before the weekend rush. Contractors pay crews before draws arrive. HVAC companies scale up during peak seasons. Cox Business Funding helps business owners compare funding options based on how their business actually earns and spends money.
A good funding match starts with understanding the business model. Seasonal revenue, invoice timing, equipment needs, inventory turns, payroll cycles, and customer payment behavior all affect which options make sense.
Use these pages as plain-English guides before submitting a request.
These pages target common business funding searches and give visitors a clearer path based on their trade, revenue cycle, and likely use of funds. Each page includes common funding needs, what lenders usually review, and questions business owners often ask before applying.
Working capital for restaurants, cafes, bars, food trucks, and hospitality operators.
Funding for materials, payroll, equipment, mobilization, and project cash flow.
Capital for repairs, fuel, payroll, insurance, tires, fleet growth, and dispatch gaps.
Funding for storefronts, boutiques, specialty retail, and local shops.
Capital for online stores, marketplace sellers, DTC brands, and subscription companies.
Funding for equipment, staffing, buildouts, supplies, and patient growth.
Capital for dental offices, orthodontists, oral surgery practices, and specialty providers.
Funding for parts, equipment, inventory, payroll, lifts, tools, and shop growth.
Capital for equipment, trucks, payroll, marketing, parts, and seasonal demand.
Funding for trucks, tools, payroll, equipment, marketing, and emergency cash flow.
Capital for roofing materials, labor, equipment, insurance timing, and storm season demand.
Funding for electricians, electrical contractors, service trucks, tools, and job materials.
Capital for landscaping companies, lawn care, hardscape crews, and outdoor service businesses.
Funding for salons, barbershops, spas, med spas, and wellness beauty businesses.
Capital for franchise buildouts, payroll, inventory, marketing, upgrades, and expansion.
Funding for manufacturers, fabricators, machine shops, and production businesses.
Capital for equipment, payroll, supplies, contracts, vehicles, and growth.
Funding for payroll, supplies, licensing, renovations, playgrounds, and enrollment growth.
Capital for hotels, motels, event venues, travel businesses, and hospitality operators.
Cover payroll, rent, supplies, insurance, fuel, or vendor payments while revenue catches up.
Buy inventory, job materials, parts, food, packaging, or supplies before the revenue cycle completes.
Purchase or repair equipment that helps the business produce revenue, serve customers, or complete jobs.
Fund advertising, hiring, renovations, buildouts, seasonal campaigns, or new location startup expenses.
Bridge the gap between upfront costs and delayed customer payments, draws, insurance proceeds, or receivables.
Prepare for peak seasons or stabilize slower months without interrupting operations.
Use the secure Cox Business Funding request form to share basic business details, annual revenue, funding amount, and timeline. It only takes a few minutes to get started.